Claiming Compensation for Fraudulent Charges Due to Compromised Data

The Information Commissioner’s Office records countless major data breaches affecting millions of people. One of the most devastating consequences victims can face is discovering fraudulent charges due to compromised data on bank accounts, credit cards, and digital wallets.

These unauthorised transactions can range from small online purchases to life-changing five- and six-figure frauds. Under UK law, you do not have to accept these losses. The Data Leak Lawyers has helped thousands recover compensation on a no-win, no-fee basis, and we may be able to help you too.

Understanding How Fraudulent Charges Due to Compromised Data Occur

A single data breach can expose your full name, date of birth, address, email, phone number, and even partial or full payment card details. Armed with this information, criminals could:

• Bypass weak bank security questions
• Reset passwords on shopping and banking apps
• Apply for store cards, loans, and mobile contracts in your name
• Sell your details on the dark web for further exploitation

Even if your bank eventually refunds the money under Section 75 or chargeback rules, the process can be stressful, time-consuming, and does not compensate you for damaged credit files, rejected mortgage applications, or the anxiety caused. This is where a civil compensation claim can step in. The organisation that allowed your data to be compromised in the first place – whether a retailer, employer, local council, or healthcare provider – could be held financially accountable for every pound of loss and distress you suffer.

Your Legal Rights and What Compensation Covers

Under the GDPR, every individual can have the right to claim compensation from any controller or processor that breaches data protection laws, provided the breach caused material or non-material damage.

In practice, successful claims handled by The Data Leak Lawyers may potentially include:

• 100% of the fraudulent amounts (even if the bank has already reimbursed you)
• Overdraft fees, interest, and penalty charges triggered by the fraud
• Costs of premium-rate credit monitoring services
• Loss of rewards, cashback, or air miles wiped out by refunds
• Compensation for distress, embarrassment, and time spent resolving the mess
• Long-term credit damage awards

We have settled claims against many well-known companies where individual victims received thousands of pounds in damages, depending on how badly the fraudulent charges due to compromised data affected their lives.

How The Data Leak Lawyers Makes Claiming Simple

We can operate on a genuine no-win, no-fee basis. Here is how the process works:

1. Free eligibility check – a quick process online or by phone
2. We can look to confirm which organisation was responsible for the breach
3. We can gather evidence (often the company already admits the breach)
4. We can calculate your full financial and distress claim
5. We can negotiate or litigate until you receive the maximum payout

Because many breaches are now part of large group actions, your claim may be stronger and faster if brought alongside thousands of other victims.

Take control today. If you have suffered fraudulent charges due to compromised data – or even just worry that you might because your details were confirmed breached – contact The Data Leak Lawyers right now.

Call us free on 0800 634 7575, start your claim online here now using our quick claim checker. The limitation period for data claims is a serious consideration, so the sooner you act, the stronger your position may be.

Do not let the company that failed you walk away – claim the compensation you may be legally owed today.

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